2020-11-28
ⅰ.Introduction
Easy Mix Card is a theme debit card issued by PSBC Online Services for commercial and trade customers. It can add automatic wealth management, “Business Easy Mix”, POS, e-banking, loan by transaction journal and many other services, providing the customers with an integrated financial service featuring many preferential settlement packages, wonderful experience in star-level service, clear bank statement, high yield for automatic wealth management, convenient use of fund pooling and quick pay through self-service channels.
ⅱ.Target customers
Commercial and trade customers, including small and micro enterprise owners, individual economic establishments, wholesale markets, merchant terminal markets and personal customers with huge demand for the settlement.
ⅲ.Functions
Easy Mix Card brings you one-stop settlement services and awaits you to experience its powerful functions.
1st Highlight: With star-level services, Easy Mix Card builds up a dedicated customer service system to render optimal services and realize preferential settlement. Based on the balance of current assets (including the balance of current deposit, aggregate of “EE Rising” wealth management products) in an Easy Mix Card, the system will automatically verify and rate the star level of customers holding Easy Mix Card, the card holder can accordingly enjoy the corresponding preferential services according to that star level.
The star-level service system divides the customers into semi-one star, one-star, two-star and three-star ones.
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Star level |
Standards for average daily balance of current assets in Easy Direct Mix (current deposit and EE Rising) of each month |
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Semi-one star customers |
Less than RMB50,000 (exclusive, in principle) |
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One-star customers ★ |
More than RMB50,000 (inclusive, in principle) but less than RMB300,000 (exclusive) |
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Two-star customers ★ |
More than RMB300,000 (inclusive, in principle) but less than RMB800,000 (exclusive) |
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Three-star customers ★★★ |
More than RMB800,000 (inclusive) |
2nd Highlight: Settlement packages. Easy Mix Card has launched many settlement packages. A customer holding Easy Mix Card can enjoy the preferential service of free of charge of some transactions for each card every month. With the increase of average balance of cards, the customer can enjoy more transactions free of charge in a larger scope.
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Star level |
Interbank transfer transactions free of charge each month |
Other preference |
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Semi-one star customers |
/ |
(1) SMS notice for change in account free of charge for one year (2) E-banking authentication tools(UK, electronic token and universal card) free of charge (3) No small-amount account management fee |
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One-star customers |
10 (Self-service channels except for ATM) |
(1)SMS notice for change in account free of charge for one year (2)E-banking authentication tools(UK, electronic token and universal card) free of charge (3)No small-amount account management fee and the handling fee for loss reporting (formal loss reporting, loss reporting by certificate and non-local loss reporting cancellation, loss reporting again, change in items of original loss reporting that was made based on a password) |
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Two-star customers |
70 (Self-service channels except for ATM) |
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Three-star customers |
200 (Self-service channels except for ATM) |
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Note: Self-service channels include ATM, online banking, mobile banking, phone banking, TV banking and Business Easy Mix. All the channels of PSBC Online Services include counters, ATM, online banking, mobile banking, phone banking, TV banking and Business Easy Mix.
3rd Highlight: Inquiry via self-service channel. A customer holding Easy Mix Card inquire about his/her start level, package use, detailed of used package and other information through online banking, mobile banking, WeChat Banking, phone banking and other self-service channels, and can also inquire about the star level through Business Easy Mix, thereby knowing about the card information any time, anywhere.
4th Highlight: SMS notice. To make customers know about their star level and package use timely, Easy Mix Card renders SMS notice service free of charge and promptly let the customer know about the changes in star level and package use. Specifically:
Reminder for changes in the star level: At the beginning of each, the system will automatically send SMS notice to the customers who has been upgraded or downgraded, reminding the customers of change in their star level and package type.
SMS inquiry package: A customer of Easy Mix Card can send “TCCX+ last four digits of his/her card" to inquire about the package use.
Reminder of 80% package use: When the transactions of a customer reaches 80% of the total package charge-free transaction, the system will automatically send SMS to remind the customer.
Reminder of inadequate average daily balance of current assets: The system will automatically pre-rate the average daily balance of current assets of the first 20 days of the assessment month (balance of current deposit, aggregate of “EE Rising” wealth management products), and send SMS to the customers who may be downgraded around the 15th day of each month.
ⅳ.Preference
Preferential fee of settlement package (See Functions for concrete standard)
No card issuing fee
No small-amount account management fee
No annual fee
ⅴ.Business flow
You can take your valid real-name certificate and operation certificate, and go to a PSBC Online Services outlet to apply for an Easy Direct Mix. For concrete qualification requirements, please consult the business personnel of the outlet. PSBC Online Services reserves the final right to interpret the aforesaid contents.